Measuring Financial Literacy

作者：Sandra J. Huston · 发表于：Journal of Consumer Affairs · 年份：2010 · DOI：10.1111/j.1745-6606.2010.01170.x · 被引用次数：2148 · 研究领域：Financial Literacy, Pension, Retirement Analysis

Financial literacy (or financial knowledge) is typically an input to model the need for financial education and explain variation in financial outcomes. Defining and appropriately measuring financial literacy is essential to understand educational impact as well as barriers to effective financial choice. This article summarizes the broad range of financial literacy measures used in research over the last decade. An overview of the meaning and measurement of financial literacy is presented to highlight current limitations and assist researchers in establishing standardized, commonly accepted financial literacy instruments.