An impact study of the Village Savings and Loan Association (VSLA) in Nigeria

作者：Chinwe U. Nnama‐Okechukwu, Uzoma O. Okoye, Christy Ngozi Obi-keguna, Chinyere Onalu, Agha Ali Agha, Jacinta C. Eneh, Angela I Ogbu, Eghosa A Erhunwunse, Anthony A Nwanze, Taiwo Okunsanya · 发表于：African Population Studies · 年份：2019 · DOI：10.11564/33-2-1405 · 被引用次数：14 · 研究领域：Microfinance and Financial Inclusion、Community Development and Social Impact、Islamic Finance and Banking Studies

Background: The VSLA is an emerging movement of savings that promotes entrepreneurship development in rural communities; it has supported the growth of small and medium enterprise in rural communities as well as helped families at risk to enhance family well-being. There are however scare empirical studies on VSLAs in Nigeria, hence impact and learning is often not in the public domain.Method: In this article, we endeavored to clarify concept and present result from a qualitative study using Focus Group Discussion (FGD) for 48 families who participated in the SOS Children’s Villages Nigeria Family strengthening from 2010-2015.Result: Overall result suggest that VSLA is a programme intervention that is successful and sustainable. Results revealed that 70% of the families in the programme attained self-reliance within the project life spanConclusion: The results are discussed in relation to entrepreneurship development and need for social workers to create awareness on VSLA in rural communities in Nigeria